Health Plans

Considering to secure your health?

As part of our ever-growing commitment to putting you first, we have devised the perfect health plan that can be tailor-made for your needs and expectations.

Maintain a healthy outlook on your life

Island Medicash

An innovative low cost protection plan with hospitalization top up designed to provide a fixed compensation per day spent in hospital or clinic

Features

  1. Low cost coverage
  2. Get up-to Rs 2000 per day for hospitalization
  3. Guaranteed sum assured & hospital benefit
  4. Money paid directly to you
  5. Part compensation for income lost due to hospitalisation
  Silver Gold Platinum
Death Sum Assured Rs 25,000 Rs 50,000 Rs 100,000
Daily Payout Rs 500 Rs 1,000 Rs 2,000
Premium Rs 600 Rs 1,200 Rs 2,300

Policy Conditions

Age at Entry 18 - 60 years
Policy Term 1 year, Renewable
Premium Mode Single
Key Conditions
  • Cash paid as from 3rd day in hospital till 15th day, i.e., total of 13 days.
  • Only one claim admitted per year
  • Only continuous hospital stay count
  • Claim admitted as from 2nd month
  • Policy exclusions - As per contract
Cancellation Policy cannot be cancelled for a refund one month after issuance
Premium Refund Premium is not refunded if no claims have been paid out
Download Brochure Get a quote

POLICY EXCLUSIONS

For chronic conditions prevailing prior to policy inception, no claim shall be admitted.

In case of pregnancy of the insured, no claim shall be admitted for the period leading up to three (3) month after childbirth.

Hospitalization due to the following conditions shall not be admitted for a claim under this policy:-

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